Vehicle Loan Pre-Approval Checklist

Get pre-qualified before you shop.

We will need a few items to complete your loan processing and underwriting. Approval is pending verification of the items requested and is subject to change.  Please call 800.336.6309 if you have any questions. 

If you are purchasing from an in-state dealership: 

• Purchase Agreement 
• Copy of Service Contract or GAP Contract (if purchased) 
• Proof of down payment funds - a current bank statement where the funds will be transfered from (if not from a credit union account) 
• Proof of income including paystubs, W2, two years of tax returns, SSI/Pension award letters, or court ordered documentation 
• Insurance binder listing Greenville Federal Credit Union, 1501 Wade Hampton Blvd Greenville, SC 29609, as the lien or loss payee 

---

If you are purchasing from an out-of-state dealership or an individual: 

• Buyer’s Order 
• Original title at closing 
• 10 day payoff statement if the seller still has financing 
• Proof of down payment funds - a current bank statement where the funds will be transfered from (if not from a credit union account) 
• Proof of income including paystubs, W2, two years of tax returns, SSI/Pension award letters, or court ordered documentation 
• Sales tax – 5% of purchase price and caps at $500, sales tax can be rolled into the loan or paid out of pocket 
• $15.00 Title fee - The title fee can be rolled into the loan or paid out of pocket 
• $40.00 Registration fee (fees vary depending on the size of the vehicle) 
• $10.00 Transfer fee if transferring a tag (fees vary depending on the size of the vehicle) 
• Insurance binder listing Greenville Federal Credit Union, 1501 Wade Hampton Blvd Greenville, SC 29609, as the lien or loss payee