Vehicle Loans

Personal
Loans and Credit
Vehicle Loans

The wait for better rates is over.

Hit the road with a vehicle loan rate as low as 4.99% APR for 36 months on new, pre-owned, and refinanced vehicles with less than 30,000 miles and less than two years old. Longer terms are available, and we can beat other lenders’ rate offers by a quarter percent+. Ask us about refinancing your current vehicle loan.

Apply online now.

Pre-owned and refinanced vehicles with less than 30,000 miles and less than 2 years old, enjoy the same low rate as new vehicles.
Defer your first payment up to 60 days from closing.
We can beat other lenders’ rate offers by a quarter percent.⁺
Get a pre-approval for more bargaining power.
Apply for a vehicle loan online, in person or by phone.

See our rates.

Not a member yet? Our community-based charter allows anyone who lives, works, worships or attends school in Greenville County to join.

We will beat current outside loan rate offers.

Did you know the credit union can beat current outside loan rate offers? If you qualify for a lower loan rate with another lender, contact the credit union. We will beat other lenders’ rate offers by a quarter percent+ if the terms and collateral requirements are comparable (excluding automobile manufacturer and captive finance company 0% rate offers.)

*Annual Percentage Rate is based on a 36-month term. Your loan rate and term amount may vary depending on individual credit history and underwriting factors. Minimum loan amount for this offer is $5,000. A 36-month loan with 4.99% APR would have monthly payments of $29.97 per thousand borrowed. +Excluding auto manufacturer and captive finance company 0% rate offers; rate floor is 1.74%, offer excludes current loans held by Greenville Federal Credit Union. Offer can end at any time.

Enjoy incredible rates on recreational vehicles, too.

You already know we offer the lowest vehicle loan rates around. But did you know we also offer incredible rates on motorcycles, RVs, boats and more. Plus, our definitions of “new” and “used” expand your financing options.

Check out our Rates page.

Call us for more information or use our online vehicle loan application to get pre-approved before you shop.