Share Retirement Accounts

Traditional IRA

A customized IRA can help you reach your retirement goals. You can contribute up to $6,000 for 2022 and $6,500 for 2023 to an IRA, provided you earn at least that amount in compensation. If you are age 50 and older before the end of the year, you can make an additional $1,000 catch-up contribution, for a total of $7,000 for 2022 and $7,500 for 2023. 

  • Investment growth is tax-deferred and taxed only upon withdrawal
  • Contributions may be tax-deductible if you have an employer retirement plan
  • Our floating IRA has no maturity date
  • Schedule regular direct deposits to maximize your participation

Call or visit any branch to get started.

ROTH IRA

If you earn income, you can open and contribute to a ROTH IRA. Unlike traditional IRAs, you’re not required to take minimum distributions after age 70 1/2.

  • Contributions can always be withdrawn tax-free
  • Earnings may be withdrawn tax-free
  • Contributions are not tax-deductible
  • Schedule regular direct deposits to maximize your participation

Call or visit any branch to get started.

Coverdell Education Savings Account

You can contribute up to $2,000 per beneficiary for higher education and qualified elementary and secondary school expenses.

  • Investment earnings are tax-free
  • Contributions are not tax-deductible

Click here to visit the IRA Center™ IRA Information Site

IRA Information Site FAQ


How your accounts are Federally insured

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Learn more.


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