HMDA

Home Mortgage Disclosure Act Notice

In accordance with the Home Mortgage Disclosure Act the Credit Union submits annual reports to the Federal Financial Institutions Examination Council (FFIEC) regarding real estate lending to members. Data collected are available for review, which include geographic distribution of loans; applicant information regarding race, gender, and income; and information about loan approvals and denials.

Reports are available without cost through the FFIEC’s website:

http://www.ffiec.gov/hmdaadwebreport/DisWelcome.aspx

Reports are available for inspection at the Credit Union’s corporate office during normal business hours and printed copies of reports may be obtained by written request and for a fee.