Savings Rates

Current Savings Rates

Effective February 5, 2024

General disclosure: Information displayed is accurate as of the date of the latest update and is subject to change without notice.

Type Features Dividend Rate APY
Regular Share Savings - Tier 1 $0.00 - $1,999 0.05% 0.05%
Regular Share Savings - Tier 2 $2,000 and up 0.10% 0.10%
Club Accounts -- 0.05% 0.05%
Regular Share Checking -- 0.05% 0.05%
Kasasa Cash Back Checking -- 0.05% 0.05%
Kasasa Cash Checking Non-qualifying 0.05% 0.05%
Kasasa Cash Checking Qualifying <=$5,000 4.89% 5.00%
Kasasa Cash Checking Qualifying >$5,000** 0.05% 0.05%
       
Share Term Certificates      
Share Term Certificate (CD) 30 month Step Up $500 min 3.05% 3.08%
91 day $500 min 2.75% 2.78%
6 month $500 min 3.25% 3.28%
12 month $500 min 3.70% 3.75%
18 month $500 min 3.65% 3.70%
24 month $500 min 3.50% 3.55%
28 month - Liquid CD $500 min 3.94% 4.00%
30 month $500 min 3.25% 3.29%
36 month $500 min 3.20% 3.24%
48 month $500 min 3.10% 3.14%
60 month $500 min 3.05% 3.09%
       
Share Retirement Accounts (IRAs)      
Share Retirement Account (IRA) 30 month Step Up Traditional and Roth 3.05% 3.08%
IRA Floating Rate Traditional and Roth 2.50% 2.52%
IRA Certificate - 6 month Traditional and Roth 3.25% 3.29%
IRA Certificate - 12 month Traditional and Roth 3.70% 3.75%
IRA Certificate - 18 month Traditional and Roth 3.65% 3.70%
IRA Certificate - 24 month Traditional and Roth 3.50% 3.55%
IRA Certificate - 30 month Traditional and Roth 3.25% 3.29%
IRA Certificate - 36 month Traditional and Roth 3.20% 3.24%
IRA Certificate - 48 month Traditional and Roth 3.10% 3.14%
IRA Certificate - 60 month Traditional and Roth 3.05% 3.09%
       
Yield-Plus Savings      
Yield-Plus Savings - Minimum Deposit $2,000 Below Minimum $2,000 0.05% 0.05%
Yield-Plus Savings - Tier 1 $2,000 to $24,999.99 1.50% 1.51%
Yield-Plus Savings - Tier 2 $25,000 to $74,999.99 1.75% 1.76%
Yield-Plus Savings - Tier 3 $75,000 to $124,999.99 2.00% 2.02%
Yield-Plus Savings - Tier 4 $125,000 to $174,999.99 2.25% 2.27%
Yield-Plus Savings - Tier 5 $175,000 to $249,999.99 2.50% 2.52%
Yield-Plus Savings - Tier 6 $250,000 and above 2.75% 2.78%
       
Yield-Plus Checking      
Yield-Plus Checking - Minimum Deposit $2,000 Below Minimum $2,000 0.05% 0.05%
Yield-Plus Checking - Tier 1 $2,000 to $9,999.99 0.25% 0.25%
Yield-Plus Checking - Tier 2 $10,000 to $24,999.99 0.35% 0.35%
Yield-Plus Checking - Tier 3 $25,000 to $49,999.99 0.45% 0.45%
Yield-Plus Checking - Tier 4 $50,000 to $74,999.99 0.50% 0.50%
Yield-Plus Checking - Tier 5 $75,000 and above 0.55% 0.55%

**Split APYE of 5.00% to 0.05% on balances over $5,000.00, based on an assumed balance of $250,000.00 and an assumed statement cycle of thirty-one (31) days.
*Annual percentage yields.
All rates are subject to change without notice. For complete account terms and conditions, call or write to: Greenville Federal Credit Union, 1501 Wade Hampton Blvd., Greenville, SC 29609,(864) 235-6309 or (800) 336-6309.