Personal Loans

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Save money by combining your high interest debt into a single loan with a lower rate and payment.   

Greenville Federal Credit Union is your best resource to help consolidate and pay off your high interest debt. Because we are not-for-profit, our members have access to lower loan rates and fewer fees. We provide personalized, flexible solutions that can help reduce your rates and possibly your monthly payments. Our lenders make decisions locally – right here in Greenville – and our goal is to help you find the smartest ways to save money and simplify your finances.

Whether you’re looking to finance a big life event, make improvements to your home, cover unexpected expenses or consolidate your debt, the credit union can help you save money with lower rates and fewer fees.  Apply now.

You can get a low-interest loan for just about any reason including: 

  • Debt consolidation
  • Home improvement (appliances, furnishings, maintenance)
  • Car repairs
  • Medical bills, elective procedures (cosmetic surgery), dental
  • Credit card payoff
  • Special occasions – wedding, vacation, graduation gifts
  • Relocation expenses
  • Adoption
  • Fertility treatments

Based on your credit history and financial situation, we can help you get a loan when needed.  

Apply now for a Personal Loan


Personal Loan Pre-Approval Checklist

We will need a few items to complete your loan processing and underwriting. 

  • Invoice/Estimate (if applicable) 
  • Payoff statements (if purchased) for debt consolidations including payoff amounts, account number and mailing address 
  • Original vehicle title at loan closing if Greenville Federal Credit Union is putting a lien on your vehicle (if applicable) 
  • Proof of income including paystubs, W2, two years of tax returns, SSI/Pension award letters, or court ordered documentation 
  • Insurance binder listing Greenville Federal Credit Union, 1501 Wade Hampton Blvd Greenville, SC 29609, as the lien or loss payee 


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Current Rates