Kasasa Cash® Checking
A free checking account that earns higher dividends every month.
Earn higher dividends with a Kasasa Cash® Checking account. With this account you have free access to our online bill-pay through Online/Mobile Banking, a free Visa® Debit Card, no per-check charges, no minimum balance requirements, no monthly account maintenance fee, plus the convenience of free E-Statements, direct deposit, and payroll deduction services.
Kasasa Cash Checking Rewards and Features
- Free checking that earns 5.00% APY* on balances up to $5,000 if qualifications are met
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly, max $4.99 each)*
- No minimum balance to earn rewards
- No monthly maintenance fees
- No minimum deposit to open
- Earn 0.05% APY* if qualifications aren't met
- No per-check charges
- Direct deposit and payroll deduction
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases ($2.00 minimum per purchase)
- At least 1 direct deposit, ACH payment, or ACH credit
- Be enrolled in and agree to receive E-Statements
- Log in to Online or Mobile Banking at least once per month
It’s so easy to earn your rewards. Even if you don't qualify during your Monthly Qualification Cycle, your account is still free, and you’ll still earn the base rate. Plus, you can get right back to earning your full rewards the very next cycle.
Not a member yet? Our community-based charter allows anyone who lives, works, worships or attends school in Greenville County to join. Join the credit union.
Would you rather earn cash back? Consider our Kasasa Cash Back share checking account instead.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle to qualify for the account's rewards.
The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $2, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) day prior to the current Statement Cycle through one (1) day before the last day of the current Statement Cycle.
See the current schedule or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
*When your Kasasa Cash qualifications are met during a Monthly Qualification Cycle, you will receive reimbursements up to $20.00, maximum $4.99 each, for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified. When your Kasasa Cash qualifications are met during a Monthly Qualification Cycle you will earn dividends as stated in the Rate and Fee Schedule. When your Kasasa Cash qualifications are not met during a Monthly Qualification Cycle, ATM withdrawal fees are not refunded, and the account will earn dividends at the non-qualifying rate as stated in the Rate and Fee Schedule. The account earns dividends as stated in the Rate and Fee Schedule which are credited to the account on the last day of the current Statement Cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current Statement Cycle. Dividend rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn and receive the account's ATM withdrawal fee reimbursement; however, dividend rewards are balance specific as previously disclosed. Rewards less than a penny cannot be distributed.
Kasasa accounts are limited to one (1) per Social Security number. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. See accompanying Rate and Fee Schedule for dividend rates, fees, and charges that may apply to this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons are required to meet some of the account's qualifications. There are no recurring monthly maintenance charges to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Your deposits are federally insured by the NCUA. Kasasa, Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
See the Kasasa Cash Account Disclosure for additional details.