Kasasa Cash Back® Checking
Earn cash back on your debit card purchases each month, plus refunds on ATM withdrawal fees.*
Earn cash back rewards with your Kasasa Cash Back® Checking account. With this account you'll have free access to our online bill-pay through Online and Mobile Banking, a free Visa® Debit Card, no per-check charges, no minimum balance requirements, and no monthly account maintenance fees. Plus, enjoy free and convenient E-Statements, direct deposit, and payroll deduction services. Of course, as the cherry on top — you’ll get these great Kasasa® rewards and features when qualifications are met:
Kasasa Cash Back Checking Rewards and Features
- Free interest-bearing checking that earns cash back
- 4.00% cash back on debit card purchases*, up to $10 per cycle
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly, max $4.99 each)*
- No minimum balance to earn rewards
- No monthly maintenance fees
- No minimum deposit to open
- No per-check charges
- Direct deposit and payroll deduction
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases ($2.00 minimum per purchase)
- At least 1 direct deposit, ACH payment, or ACH credit
- Be enrolled in and agree to receive E-Statements
- Log in to Online or Mobile Banking at least once per month
It’s so easy to earn your rewards. Even if you don't qualify during your Monthly Qualification Cycle, your account is still free, and you’ll still earn the base rate. Plus, you can get right back to earning your full rewards the very next cycle.
Not a member yet? Our community-based charter allows anyone who lives, works, worships or attends school in Greenville County to join. Join the credit union.
Would you rather earn high dividends on your balance? Consider our Kasasa Cash checking account instead.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $2.00, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
“Monthly Qualification Cycle" means a period beginning one (1) day prior to the current statement cycle through one (1) day before the last day of the current statement cycle. See the current schedule or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
*When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $250.00 in qualifying debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive reimbursements up to $20.00, maximum $4.99 each, for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. The account earns dividends as stated in the Rate and Fee Schedule which are credited to the account on the last day of the current statement cycle. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.Dividend rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn and receive Kasasa Cash Back rewards. Rewards less than a penny cannot be distributed. You will automatically qualify for the account's rewards during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards.
Kasasa accounts are limited to one (1) per Social Security number. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. See accompanying Rate and Fee Schedule for dividend rates, fees, and charges that may apply to this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons are required to meet some of the account's qualifications. There are no recurring monthly maintenance charges to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Your deposits are federally insured by the NCUA. Kasasa, Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
See the full Kasasa Cash Back account disclosure for additional details.