Liquid CD


Locked rate. Liquid options. 

Offering a refreshing twist on the traditional CD, our new Liquid CD lets you withdraw* or deposit** up to 50% of your initial deposit over the 28-month term, penalty free. 

This offer can end at any time.

Liquid CD Features
Liquid CD has a fixed rate and term like a traditional CD but offers penalty-free withdrawal and deposit options.  

  • APY: 3.50%, Rate: 3.452%
  • Term: 28 months
  • Withdrawal Option: Withdraw up to 50% of the initial deposit over the 28-month term, penalty free. Limited to three (3) withdrawals. Penalties apply to withdrawal of more than 50% of initial deposit or more than three withdrawals.
  • Deposit Option: Deposit up to 50% of the initial deposit over the 28-month term, penalty free. (No limit to the number of deposits.)
  • Minimum Deposit: $500
  • Maximum Deposit: $500,000
  • Commercial Accounts are included
  • Dividend is compounded quarterly, and the member can choose how they wish to receive their dividend
  • Liquid CD will automatically renew into a similar product


Make your cash grow and flow with Liquid CD. 

Call 800-336-6309 or visit any branch to learn more. 

+Annual Percentage Yield of Term Share Certificate (CD) is 3.50% APY and accurate as of 10/07/2024. Minimum deposit of $500 is required. *Limited to three (3) withdrawals. Penalties apply to withdrawal of more than 50% of initial deposit or more than three withdrawals. **A maximum of 50% of the initial deposit can be added. Maximum initial deposit limited to $500,000. Specific services, rates, and fees are subject to change without notice. All deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). Commercial accounts are included. All claims are based on average comparison with other financial institutions.


Call 800-336-6309 or visit any branch to learn more. 


See current Savings Rates.


Are my funds insured?

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  Calculate share insurance coverage using the NCUA’s Share Insurance Estimator at MyCreditUnion.gov/estimator.

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Lock in your rate to earn a higher return long after other CDs have renewed to lower rates.